In this edition of the Ericaism, Erica Campbell talks about the difference between faith and foolishness. She says when in pursuits of our goals, we have to remember that it’s our responsibility to finance our dreams. While it’s important to have faith, it’s also important to be realistic. She outlines the importance of business plans, […]
Starting a business takes a lot of prayer, planning, confidence, and, most important, money. Some entrepreneurs have been able to start from literally nothing and build empires from the ground up. Others have come out of the gate looking for, and securing, small business loans to assist with the expenses associated with starting their own […]
It’s that glorious time of year when bank accounts catch a glimmer of hope and lump sums give our balances a boost. This magical time, full of false security and dreams of lavish living, is also known as “tax refund season.” While some of us may owe money, most people will see a nice little […]
Did you know that four out of five black households have no retirement savings? Financial guru Deborah Owens says it was dire statistics like that encouraged her…
In today’s “Money Mondays” segment, Mellody Hobson discusses IPOs. This morning we are talking initial public offerings? We are, Tom! We have seen an incredible…
Members of an investment club joined Roland Martin Tuesday on “NewsOne Now” to share how investment clubs work and how they’re useful for black Americans. Donna…
Pioneering sculptor Isaac Scott Hathaway (pictured) was chosen as the first African American to design a U.S. Mint coin on this day 66 years ago.…
Joshua Smith, a 9-year-old boy from Detroit, Mich., has made national headlines over his ambitious efforts to help his hometown rise out of its ever-sinking…
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Have you heard? There’s interesting news floating around about a brand new addition to the way we conduct business when it comes to debit cards at the Bank of America. They are now charging $5 a month to use their debit cards. Many people are upset by the new fee and don’t deem it necessary […]
There are a number of strategies you can make use of to find out what your “financial” personality is like, so that you can get out of debt and start learning some responsibility. Statistics show that household debt is skyrocketing, reaching new and new heights year after year. Consumer loans comprise around 30 percent of […]
If you’re still confused about all of the news, regarding the S&P downgrading the US Government, no worries. Melody Hobson of “Money Mondays” came on the TJMS this morning to break it down. If you missed her talk this morning, you can listen to the audio below.
