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A retired New York cop confessed to authorities that he shot his wife to death because he was stressed over holiday expenses and money woes.

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Clarence Cash, 49, turned himself into police after he allegedly shot his wife 10 times. The former cop told NYPD that his wife, Tracey Young, threatened to leave him after a fight over money, putting him over the edge.

“I just shot my wife,” muscle-bound Clarence Cash, 49, calmly told officers hours after allegedly pumping 10 bullets into his pretty wife, Tracey Young, 42 — a top tax investigator who specialized in busting tobacco smugglers — in their posh Queens condo.

Cash was charged with first-degree murder. He was remanded without bail, and his lawyer asked that he be placed in protective custody at Rikers.