It’s that glorious time of year when bank accounts catch a glimmer of hope and lump sums give our balances a boost. This magical time, full of false security and dreams of lavish living, is also known as “tax refund season.” While some of us may owe money, most people will see a nice little […]
Credit scoring is an imperfect science. In essence, it’s about estimating how likely someone is to pay back money borrowed based on their history of doing…
Credit problems disproportionately affect African Americans for a variety of reasons — historically lower incomes, higher unemployment, being hit especially hard hit by the subprime…
Have you heard? There’s interesting news floating around about a brand new addition to the way we conduct business when it comes to debit cards at the Bank of America. They are now charging $5 a month to use their debit cards. Many people are upset by the new fee and don’t deem it necessary […]
A newly released study carries significant weight, defying the popular belief that homeowners who defaulted on their mortgages during the economic downturn are irresponsible deadbeats who can’t manage money. The study, conducted by TransUnion, one of the three national credit bureaus, concludes that many of the homeowners who defaulted on their mortgage only did so […]
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